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Dossier 04 / transactions

Treat the payment route as a system, not a button.

A responsible Iraq checkout brief starts with the actual seller, customer, bank, provider, currency, product, refund owner, and screening result. Only then should an integration be promised.

FILE 01

Qualify the route

Confirm the legal merchant, provider license and eligibility, supported transaction type, settlement currency, contract geography, bank path, sanctions screening, and test environment.

  • IQD reference is not a promise of settlement
  • Provider marketing is not regulatory evidence
  • A failed screening or unclear party pauses the work
FILE 02

Design every transaction state

Document authorization, pending, failure, duplicate submission, timeout, reversal, refund, receipt, dispute, and support behavior in approved language and direction.

  • Do not store card data unless the approved architecture truly requires it
  • Use accessible errors without exposing sensitive details
  • Preserve an audit trail for reconciliation
FILE 03

Assign financial decisions

The client, provider, bank, accountant, and adviser own financial, tax, licensing, and sanctions conclusions. Faith Forge Labs owns the approved technical integration and its test evidence.

  • No guaranteed gateway acceptance
  • No tax or exchange-rate advice
  • No regulator endorsement claim

US-based engineering

Separate technical ownership from the decisions engineering cannot make.

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