FILE 01Qualify the route
Confirm the legal merchant, provider license and eligibility, supported transaction type, settlement currency, contract geography, bank path, sanctions screening, and test environment.
- IQD reference is not a promise of settlement
- Provider marketing is not regulatory evidence
- A failed screening or unclear party pauses the work
FILE 02Design every transaction state
Document authorization, pending, failure, duplicate submission, timeout, reversal, refund, receipt, dispute, and support behavior in approved language and direction.
- Do not store card data unless the approved architecture truly requires it
- Use accessible errors without exposing sensitive details
- Preserve an audit trail for reconciliation
FILE 03Assign financial decisions
The client, provider, bank, accountant, and adviser own financial, tax, licensing, and sanctions conclusions. Faith Forge Labs owns the approved technical integration and its test evidence.
- No guaranteed gateway acceptance
- No tax or exchange-rate advice
- No regulator endorsement claim